Daryl Olthoff

Founder and COO at Smart.ca

“The customer service has been fantastic. They follow up with any issues, and we have a point of contact where we can call and we actually reach somebody. They take care of you after you’re done the signup. They’re there for you day-to-day. To me that is the big difference.”
Thousands of businesses trust Paystone for smarter payment processing everyday
Contact Us
Product & Service

Frequently Asked Questions!

What is payment processing, and how does it work?
Payment processing refers to the technology and services that enable businesses to accept credit and debit card payments. When a customer pays with a card, the payment processor securely transfers funds from the customer’s bank to the business’s account. With Paystone, transactions are encrypted, fast, and deposited as soon as the next business day.
How do I choose the best payment processor for my business?
The best payment processing company depends on your business needs. Look for a provider with transparent pricing, no long-term contracts, fast deposits, and great customer reviews. Whether you need an in-person payment terminal, an online payment gateway, or a full POS system, Paystone offers flexible, competitive solutions designed for Canadian businesses. If you’re still not sure, our product specialists are more than happy to help you out.
Which payment processor is best for small businesses in Canada?
A good payment processor for small businesses should offer affordable rates, simple setup, and reliable support. Paystone provides next-day funding, no hidden fees, and dedicated customer service, making it one of the top-rated payment processors in Canada.
What is the difference between a payment gateway and a payment processor?
A payment processor facilitates transactions by moving funds between the customer and the merchant’s bank. A payment gateway is a secure technology that authorizes online transactions. Paystone offers payment processing and online payment solutions, so businesses can easily accept payments online, in-person, or remotely.
What are the fees for payment processing?
Processing fees vary depending on the provider and the type of transaction. Paystone offers competitive, transparent rates with no hidden fees or long-term contracts. Our transaction fees include the interchange fees charged by the issuing bank, the card brand fees (Visa, Mastercard, etc.), and the acquiring bank fees, plus a small markup from Paystone. Your final rate depends on factors like processing volume, payment method, and card type.
How quickly will I receive my funds?
With Paystone, you get next-business-day deposits, ensuring your cash flow stays steady. Unlike some payment processing platforms, we don’t hold funds unnecessarily or delay payouts.
Can I use Paystone to accept payments online?
Yes! Paystone’s online payment processing solutions let you accept payments through your website, virtual terminal, hosted payment pages, or recurring billing. Whether you’re running an eCommerce business or invoicing clients, we make online transactions seamless.
What makes Paystone different from other payment processing companies in Canada?
Paystone is Canada’s largest bank-independent payment processor with no contracts, no hidden fees, and some of the most competitive rates in the industry. With 30,000+ customers using Paystone services and over $10 billion processed annually, businesses choose us for our fast deposits, transparent pricing, and best-in-class customer support.
Have you got any questions?
Payment terminals

Accepting payments in person is now easier than ever

Accept fast payments in person with our credit and debit card machines.
POS systems

Your business’s new MVP is an all-in-one POS!

Manage inventory, customers, and more with powerful point-of-sale tools.
Our actions

More ways to accept online payments

We’ve spent over 15 years perfecting payments
We’re constantly improving our payment solutions so you get the best technology, the lowest rates, and the smoothest experience. Your business deserves nothing less.

Next day funding

Get paid faster with next- business-day deposits to keep your cash flow steady.

Hassle-free setup

Get up and running in no time with free guided setup and FREE hardware shipping anywhere in Canada.

Fraud prevention & security

Protect your business with real-time fraud monitoring, chargeback support, and regular security updates.

Real-time reporting

Log in to your account to view transactions, batches, settlements, and disputes. Filter data and export reports.
Gallery

Our Designers Portfolio

Accumsan sit amet nulla facilisi morbi tempus iaculis urna elementum pulvinar etiam non quam lacus suspendisse.
Customer Testimonials

Corporate Project Reviews

Most Recent News

Worldwide Digital News

Accumsan sit amet nulla facilisi morbi tempus iaculis urna. Quam elementum pulvinar etiam non quam lacus suspendisse. Ut placerat orci nulla pellentesque dignissim.
DataCandy

The gift & loyalty platform that grows your business

DataCandy’s all-in-one gift card and loyalty software is easy to manage and simple to set up, so you can sit back and watch your business grow.
NiceJob

Easily get more reviews. Outrank local competition.

NiceJob is the all-in-one reputation marketing software for busy and budget-conscious business owners. It puts review generation, referrals, and social media content on autopilot.